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Q&A

Q1: What services does Pioneer Consulting Group provide?

A1: We are a non-profit organization that has served the Chinese community for 17 years, helping new and old immigrants and legal residents of Ontario to further their studies in Canada, start their careers, and provide assistance to everyone.

Q2: Who is eligible to apply?

A2: You must be a Canadian citizen, permanent resident or protected person, enrolled in a full-time course, not a full-time post-secondary student in the past 12 months, and must have lived in Ontario. If you move to Ontario from another province, you must have lived there for a full year.

Q3: What are the application conditions?

A3: Application conditions include:
• Enroll in a full-time course and complete the course
• Have a good credit record and have obvious financial needs for funding.

Q4: What are the requirements for the school you apply for the student subsidy?

A4: The Ontario government has strict requirements for schools that are eligible to apply for subsidies, and evaluates the school's curriculum, teaching quality and graduate employment rate every year.

Q5: What are the factors that affect the eligibility and amount of the student subsidy?

A5: Influencing factors include:
• Course selection.
• Changes in the applicant's income or other assets.
• Misreporting or misreporting income information.
• Failure to complete course requirements as planned.
• Family structure.

Q6: What are the advantages for new immigrants to apply for student subsidies?

A6: New immigrants usually have no bad credit history and low income. If they apply for student subsidies, they can often get higher subsidies to help them find stable jobs in North America.

Q7: What impact does the length of residence in Ontario have on the application?

A7: The length of residence will affect the amount of application, but even if the residence time is not long, you can still apply for federal and some provincial subsidies. If you have lived in Ontario for one year or more continuously, you can usually apply for the maximum amount.

Q8: What is the payment policy?

A8: Start paying the loan within six months after graduation. If you have low income or have not found a job, you can apply for a modification of the monthly payment or apply for interest reduction under certain conditions.

Q9: What are the welfare policies for student subsidies?

A9: The preferential policy includes a pardon amount, and the loan amount repaid by eligible applicants will be reduced. The specific amount is automatically assessed based on the tax bureau's tax return information and current income.

Q10: When and how to apply?

A10: You can contact Pioneer’s consultant, who will help you choose a school and arrange application assistance for you.

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